Terms of Service
Standard Chartered Bank Global Banking Conditions
1. General Banking Terms
These General Banking Terms and Conditions apply when you use any Standard Chartered Bank account, product, or service. They form a binding agreement between you and the Bank. We reserve the right to amend these terms at any time with prior notice.
"General Conditions" means these terms as supplemented by the specific terms of each account and service. In case of conflict, the specific product terms shall prevail.
2. Electronic Banking Services
Our digital platform allows you to manage accounts, execute transfers, and access financial markets globally. Access is governed by strict security protocols:
You are responsible for keeping all security codes, PINs, and biometric data confidential.
Online transactions carry inherent risks; the Bank is not liable for losses due to user negligence.
3. Regulatory Compliance
We operate in compliance with international standards, including the UK Banking Act and global AML (Anti-Money Laundering) requirements. We are obligated to report suspicious activity to relevant authorities and may freeze accounts pending investigation.
- No service will be provided in violation of international sanctions.
- Tax reporting is conducted in adherence with CRS and FATCA standards.
4. Payments and Tariffs
All payments must be made in the currency specified for the product. Fees and charges are outlined in our Client Tariff Booklet, available on our website and at any branch.
Currency conversion for international transfers is executed at the prevailing Bank rate at the time of processing, which includes a standard service margin.
Limitation of Liability
To the maximum extent permitted by law, the Bank is not liable for indirect, consequential, or punitive damages arising from the use or inability to use our services, unless caused by our gross negligence or willful misconduct.
"I have read, understood, and agree to the General Banking Terms and Conditions."
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Standard Chartered Bank is authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.